KompasJ,AKARTA, FRIDAY - the world financial crisis, which is estimated to still be felt in 2009 will trigger the increase in bad credits (non-performing loans / NPLs) in the national banking industry. "All the banks will be affected by the credit problems it is not a private bank with the exception of national and foreign," said economist Dradjad Wibowo in Jakarta, Friday (19/12).
According to him, the problem credits in the state-owned banks likely related to credit in the mining sector, plantation, and some of the properties. Meanwhile, on the other bank credit in most sectors of consumption, and some properties.
Dradjad also a member of the House Commission XI, then said, the risk of bad debts in some sectors is currently experiencing an increase. Especially in the plantation sector, mining, property and consumption.
The larger its problematic credit in some sectors was due to falling commodity prices, it will disturb the flow of cash revenues. Conditions that make outstanding debtors will be difficult to pay off its debt, he said.
In addition, the outstanding debtors is also facing liquidity difficulties. Because, importers who purchase goods from the original pay one month to two months. Because, they ask for suspension of payment. "With the credit risk and liquidity risk will increase the NPLs. This needs to skeptical by the banks," he said.
He said that NPLs will rise to above three percent. Therefore, he requested that the banking industry can To increase the potential NPLs from now, so the increase is not significant.
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